What is the cost of living in Philippines? Probably one of the most asked and popular questions posed to any expat living in the Philippines.  But just as there are many different types of expats in the Philippines there are many different answers to what is the cost of living in Philippines.

First off, when trying to gauge how much money one needs to live in the Philippines, one has to look at each expat’s lifestyle. Then break down items that you can live with and those you can live without.

For me, I live in what I call the compound. It is a home that is paid for and it sits on a lot that included a rental apartment and a home pizza restaurant. All of which I don’t own but my Filipina does. In short, as long as the relationship is good, then I am good.

Lanhawk59
YouTube Vlogger living in the Philippines

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“The true cost of living in the Philippines is what you can live with and what you can live without. ”

Lanhawk59

Pesos

USD

Electric

11000 p

217

Internet

2000 p

39

Car Payment

15000

297

Car Insurance

1800

35

Food

8000

158

Gasoline

4000

79

School Tutition

4000

79

Bayad

3000

59

Drinking Water

400

8

Home Repair

4000

79

Cell Phones

900

17.00

Immigration

1500

29

Laundry

600

11

Propane

750

14

Manicipal water

600

11

50.4 pesos per 1 usd

Total 57550 in usd 1139.62

Obviously there are some items that one can live without such as a car payment. In short, we need a car in order to provide supplies for our restaurant on a daily basis. Most single expats would probably not purchase a car. Yet, we don’t pay rent whereas the average expat usually goes the recommended route and rents an apartment or house.  Rent can go anywhere from 8K pesos to 15K depending on the location and amenities provided. The average landlord usually wants the first month and two months advance as a deposit.

Most rental apartments in the Philippines do not come with stoves, refrigerators, or air conditioners. One coming to the Philippines on a long term basis would need to budget the cost of these items the first few months.

If you are coming to the Philippines on a long term basis, you may be thinking of starting up some sort of business.  For someone on a tourist visa, you are unable to work or own business so your only alternative is to have some sort of online business already set up before you get here.

One thing you will need is a virtual private network or commonly called a VPN in order to do personal correspondence with banks and government offices back home. Do not trust the public wifi(s) here, in fact don’t trust any public wifi anywhere. Check out the post I did on that very subject. Click Here =>Do You Need a VPN?

“If you could set up any business what would your dream business be ?”
Lanhawk
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